Call reports 2020
NAPOLEON STATE BANK, THE — 2020
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 289,322,000 | 313,261,000 | 321,811,000 | 350,348,000 |
| Total loans | 226,771,000 | 236,275,000 | 238,082,000 | 229,467,000 |
| Allowance for loan losses | 3,031,000 | 3,206,000 | 3,354,000 | 3,449,000 |
| Securities available for sale | 6,023,000 | 3,511,000 | 1,501,000 | 1,003,000 |
| Securities held to maturity | 14,147,000 | 14,933,000 | 14,157,000 | 14,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,164,000 | 272,839,000 | 279,974,000 | 308,808,000 |
| Interest-bearing deposits | 194,665,000 | 202,976,000 | 210,589,000 | 232,093,000 |
| Noninterest-bearing deposits | 55,499,000 | 69,863,000 | 69,385,000 | 76,715,000 |
| Equity capital | 31,611,000 | 32,598,000 | 33,984,000 | 34,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,235,000 | 6,459,000 | 9,708,000 | 13,053,000 |
| Interest expense | 587,000 | 1,176,000 | 1,759,000 | 2,343,000 |
| Net interest income | 2,648,000 | 5,283,000 | 7,949,000 | 10,710,000 |
| Noninterest income | 470,000 | 1,465,000 | 2,657,000 | 3,835,000 |
| Noninterest expense | 1,952,000 | 3,897,000 | 5,737,000 | 8,074,000 |
| Provision for loan losses | 150,000 | 330,000 | 480,000 | 660,000 |
| Pretax income | 1,016,000 | 2,521,000 | 4,389,000 | 5,811,000 |
| Income tax | 257,000 | 639,000 | 1,114,000 | 1,482,000 |
| Net income | 759,000 | 1,882,000 | 3,275,000 | 4,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,585,000 | 32,580,000 | 33,973,000 | 34,242,000 |