Call reports 2019
NAPOLEON STATE BANK, THE — 2019
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 257,792,000 | 265,783,000 | 273,017,000 | 278,238,000 |
| Total loans | 213,541,000 | 223,409,000 | 222,361,000 | 225,823,000 |
| Allowance for loan losses | 3,132,000 | 3,077,000 | 3,106,000 | 2,895,000 |
| Securities available for sale | 4,959,000 | 5,491,000 | 4,996,000 | 6,998,000 |
| Securities held to maturity | 10,077,000 | 10,170,000 | 10,199,000 | 13,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,713,000 | 225,931,000 | 235,085,000 | 240,179,000 |
| Interest-bearing deposits | 168,362,000 | 175,665,000 | 183,146,000 | 186,979,000 |
| Noninterest-bearing deposits | 50,351,000 | 50,266,000 | 51,939,000 | 53,200,000 |
| Equity capital | 29,220,000 | 29,753,000 | 30,557,000 | 30,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,922,000 | 6,034,000 | 9,216,000 | 12,428,000 |
| Interest expense | 409,000 | 884,000 | 1,428,000 | 2,020,000 |
| Net interest income | 2,513,000 | 5,150,000 | 7,788,000 | 10,408,000 |
| Noninterest income | 280,000 | 618,000 | 1,166,000 | 1,751,000 |
| Noninterest expense | 1,719,000 | 3,659,000 | 5,615,000 | 7,618,000 |
| Provision for loan losses | 165,000 | 350,000 | 510,000 | 660,000 |
| Pretax income | 909,000 | 1,759,000 | 2,829,000 | 3,881,000 |
| Income tax | 229,000 | 443,000 | 714,000 | 981,000 |
| Net income | 680,000 | 1,316,000 | 2,115,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,244,000 | 29,753,000 | 30,552,000 | 30,826,000 |
| Total capital | 31,808,000 | 32,428,000 | 33,297,000 | 33,604,000 |
| Risk-weighted assets | 204,524,000 | 213,628,000 | 219,205,000 | 222,097,000 |