Call reports 2018
NAPOLEON STATE BANK, THE — 2018
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 233,182,000 | 237,253,000 | 246,177,000 | 246,407,000 |
| Total loans | 190,553,000 | 201,770,000 | 208,670,000 | 214,494,000 |
| Allowance for loan losses | 2,753,000 | 2,870,000 | 2,963,000 | 3,009,000 |
| Securities available for sale | 5,908,000 | 5,404,000 | 6,390,000 | 5,937,000 |
| Securities held to maturity | 9,708,000 | 10,333,000 | 10,075,000 | 10,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,937,000 | 200,531,000 | 208,397,000 | 208,199,000 |
| Interest-bearing deposits | 154,222,000 | 156,924,000 | 158,483,000 | 160,276,000 |
| Noninterest-bearing deposits | 40,715,000 | 43,607,000 | 49,914,000 | 47,923,000 |
| Equity capital | 26,428,000 | 27,169,000 | 28,050,000 | 28,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,545,000 | 5,174,000 | 8,000,000 | 10,936,000 |
| Interest expense | 293,000 | 611,000 | 954,000 | 1,320,000 |
| Net interest income | 2,252,000 | 4,563,000 | 7,046,000 | 9,616,000 |
| Noninterest income | 316,000 | 690,000 | 1,053,000 | 1,454,000 |
| Noninterest expense | 1,451,000 | 2,809,000 | 4,320,000 | 5,913,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 967,000 | 2,144,000 | 3,329,000 | 4,557,000 |
| Income tax | 243,000 | 549,000 | 843,000 | 1,156,000 |
| Net income | 724,000 | 1,595,000 | 2,486,000 | 3,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,490,000 | 27,234,000 | 28,125,000 | 28,565,000 |
| Total capital | 28,770,000 | 29,635,000 | 30,612,000 | 31,111,000 |
| Risk-weighted assets | 181,897,000 | 191,603,000 | 198,449,000 | 203,195,000 |