Call reports 2017
NAPOLEON STATE BANK, THE — 2017
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,223,000 | 216,430,000 | 213,308,000 | 221,195,000 |
| Total loans | 173,056,000 | 177,637,000 | 183,012,000 | 192,887,000 |
| Allowance for loan losses | 2,275,000 | 2,396,000 | 2,500,000 | 2,626,000 |
| Securities available for sale | 5,943,000 | 6,457,000 | 5,960,000 | 5,936,000 |
| Securities held to maturity | 8,081,000 | 9,670,000 | 9,996,000 | 9,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,308,000 | 183,195,000 | 182,215,000 | 186,828,000 |
| Interest-bearing deposits | 145,406,000 | 146,152,000 | 145,500,000 | 148,589,000 |
| Noninterest-bearing deposits | 36,902,000 | 37,043,000 | 36,715,000 | 38,240,000 |
| Equity capital | 24,055,000 | 24,683,000 | 25,393,000 | 25,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,689,000 | 7,103,000 | 9,630,000 |
| Interest expense | 249,000 | 504,000 | 755,000 | 1,013,000 |
| Net interest income | 2,078,000 | 4,185,000 | 6,348,000 | 8,617,000 |
| Noninterest income | 290,000 | 662,000 | 1,059,000 | 1,413,000 |
| Noninterest expense | 1,300,000 | 2,480,000 | 3,795,000 | 5,083,000 |
| Provision for loan losses | 130,000 | 250,000 | 370,000 | 560,000 |
| Pretax income | 938,000 | 2,117,000 | 3,242,000 | 4,387,000 |
| Income tax | 350,000 | 792,000 | 1,209,000 | 1,671,000 |
| Net income | 588,000 | 1,325,000 | 2,033,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,094,000 | 24,714,000 | 25,421,000 | 25,766,000 |
| Total capital | 26,152,000 | 26,825,000 | 27,581,000 | 28,036,000 |
| Risk-weighted assets | 164,397,000 | 168,615,000 | 172,457,000 | 181,243,000 |