Call reports 2014
NAPOLEON STATE BANK, THE — 2014
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,348,000 | 198,513,000 | 194,992,000 | 192,010,000 |
| Total loans | 144,310,000 | 148,886,000 | 152,900,000 | 153,757,000 |
| Allowance for loan losses | 1,694,000 | 1,738,000 | 1,725,000 | 1,759,000 |
| Securities available for sale | 16,594,000 | 18,036,000 | 16,752,000 | 15,614,000 |
| Securities held to maturity | 9,925,000 | 11,028,000 | 8,722,000 | 8,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,315,000 | 174,232,000 | 172,278,000 | 169,004,000 |
| Interest-bearing deposits | 145,439,000 | 144,181,000 | 142,484,000 | 139,384,000 |
| Noninterest-bearing deposits | 31,876,000 | 30,051,000 | 29,794,000 | 29,620,000 |
| Equity capital | 18,218,000 | 18,645,000 | 19,043,000 | 19,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,099,000 | 6,230,000 | 8,371,000 |
| Interest expense | 366,000 | 729,000 | 1,070,000 | 1,406,000 |
| Net interest income | 1,662,000 | 3,370,000 | 5,160,000 | 6,965,000 |
| Noninterest income | 249,000 | 506,000 | 773,000 | 1,114,000 |
| Noninterest expense | 1,128,000 | 2,363,000 | 3,580,000 | 4,807,000 |
| Provision for loan losses | 65,000 | 115,000 | 280,000 | 400,000 |
| Pretax income | 718,000 | 1,398,000 | 2,073,000 | 2,872,000 |
| Income tax | 266,000 | 514,000 | 773,000 | 1,075,000 |
| Net income | 452,000 | 884,000 | 1,300,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,363,000 | 18,713,000 | 19,130,000 | 19,415,000 |
| Total capital | 20,057,000 | 20,451,000 | 20,855,000 | 21,174,000 |
| Risk-weighted assets | 142,229,000 | 145,292,000 | 147,735,000 | 147,377,000 |