Call reports 2013
NAPOLEON STATE BANK, THE — 2013
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 196,303,000 | 193,033,000 | 193,350,000 | 189,703,000 |
| Total loans | 134,730,000 | 137,972,000 | 145,666,000 | 145,617,000 |
| Allowance for loan losses | 1,656,000 | 1,656,000 | 1,604,000 | 1,666,000 |
| Securities available for sale | 19,181,000 | 20,390,000 | 18,730,000 | 18,391,000 |
| Securities held to maturity | 12,300,000 | 13,130,000 | 11,641,000 | 11,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,419,000 | 175,390,000 | 175,065,000 | 169,999,000 |
| Interest-bearing deposits | 148,620,000 | 145,374,000 | 144,973,000 | 140,636,000 |
| Noninterest-bearing deposits | 29,799,000 | 30,016,000 | 30,092,000 | 29,363,000 |
| Equity capital | 16,860,000 | 17,033,000 | 17,614,000 | 17,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,929,000 | 5,967,000 | 8,046,000 |
| Interest expense | 402,000 | 799,000 | 1,187,000 | 1,567,000 |
| Net interest income | 1,542,000 | 3,130,000 | 4,780,000 | 6,479,000 |
| Noninterest income | 279,000 | 633,000 | 1,064,000 | 1,365,000 |
| Noninterest expense | 1,037,000 | 2,118,000 | 3,135,000 | 4,398,000 |
| Provision for loan losses | 70,000 | 115,000 | 280,000 | 475,000 |
| Pretax income | 714,000 | 1,530,000 | 2,429,000 | 2,971,000 |
| Income tax | 265,000 | 570,000 | 909,000 | 1,108,000 |
| Net income | 449,000 | 960,000 | 1,520,000 | 1,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,788,000 | 17,216,000 | 17,767,000 | 17,909,000 |
| Total capital | 18,444,000 | 18,872,000 | 19,371,000 | 19,575,000 |
| Risk-weighted assets | 134,113,000 | 135,914,000 | 141,595,000 | 141,478,000 |