Call reports 2012
NAPOLEON STATE BANK, THE — 2012
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 181,996,000 | 184,196,000 | 183,946,000 | 187,557,000 |
| Total loans | 123,800,000 | 127,979,000 | 132,628,000 | 135,631,000 |
| Allowance for loan losses | 1,509,000 | 1,548,000 | 1,561,000 | 1,591,000 |
| Securities available for sale | 12,721,000 | 16,484,000 | 16,440,000 | 16,753,000 |
| Securities held to maturity | 9,629,000 | 12,104,000 | 11,893,000 | 12,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,801,000 | 165,784,000 | 166,867,000 | 170,315,000 |
| Interest-bearing deposits | 137,559,000 | 140,552,000 | 141,842,000 | 143,079,000 |
| Noninterest-bearing deposits | 26,242,000 | 25,232,000 | 25,025,000 | 27,236,000 |
| Equity capital | 15,285,000 | 15,573,000 | 16,093,000 | 16,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,703,000 | 5,622,000 | 7,580,000 |
| Interest expense | 477,000 | 947,000 | 1,390,000 | 1,819,000 |
| Net interest income | 1,357,000 | 2,756,000 | 4,232,000 | 5,761,000 |
| Noninterest income | 254,000 | 518,000 | 903,000 | 1,362,000 |
| Noninterest expense | 984,000 | 2,061,000 | 3,043,000 | 4,148,000 |
| Provision for loan losses | 80,000 | 120,000 | 175,000 | 275,000 |
| Pretax income | 547,000 | 1,093,000 | 1,917,000 | 2,700,000 |
| Income tax | 201,000 | 398,000 | 707,000 | 1,002,000 |
| Net income | 346,000 | 695,000 | 1,210,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,209,000 | 15,485,000 | 15,995,000 | 16,336,000 |
| Total capital | 16,718,000 | 17,033,000 | 17,556,000 | 17,927,000 |
| Risk-weighted assets | 123,154,000 | 126,232,000 | 129,609,000 | 133,186,000 |