Call reports 2011
NAPOLEON STATE BANK, THE — 2011
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 158,808,000 | 161,982,000 | 167,101,000 | 168,493,000 |
| Total loans | 113,394,000 | 117,600,000 | 122,678,000 | 124,080,000 |
| Allowance for loan losses | 1,330,000 | 1,370,000 | 1,435,000 | 1,449,000 |
| Securities available for sale | 8,483,000 | 11,045,000 | 12,359,000 | 11,060,000 |
| Securities held to maturity | 6,928,000 | 7,774,000 | 8,254,000 | 9,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,534,000 | 144,575,000 | 149,191,000 | 150,772,000 |
| Interest-bearing deposits | 121,163,000 | 126,362,000 | 128,457,000 | 130,162,000 |
| Noninterest-bearing deposits | 20,371,000 | 18,213,000 | 20,734,000 | 20,610,000 |
| Equity capital | 14,306,000 | 14,506,000 | 14,875,000 | 14,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,500,000 | 5,339,000 | 7,213,000 |
| Interest expense | 472,000 | 954,000 | 1,450,000 | 1,936,000 |
| Net interest income | 1,270,000 | 2,546,000 | 3,889,000 | 5,277,000 |
| Noninterest income | 232,000 | 440,000 | 717,000 | 1,034,000 |
| Noninterest expense | 972,000 | 2,012,000 | 2,972,000 | 4,168,000 |
| Provision for loan losses | 105,000 | 200,000 | 275,000 | 455,000 |
| Pretax income | 425,000 | 774,000 | 1,359,000 | 1,688,000 |
| Income tax | 154,000 | 278,000 | 494,000 | 610,000 |
| Net income | 271,000 | 496,000 | 865,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,266,000 | 14,427,000 | 14,796,000 | 14,866,000 |
| Total capital | 15,596,000 | 15,797,000 | 16,231,000 | 16,315,000 |
| Risk-weighted assets | 111,612,000 | 115,347,000 | 119,493,000 | 121,336,000 |