Call reports 2001
NAPOLEON STATE BANK, THE — 2001
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,749,000 | 72,483,000 | 74,266,000 | 75,270,000 |
| Total loans | 53,624,000 | 55,212,000 | 58,103,000 | 58,911,000 |
| Allowance for loan losses | 534,000 | 532,000 | 581,000 | 610,000 |
| Securities available for sale | 6,058,000 | 4,912,000 | 5,548,000 | 5,480,000 |
| Securities held to maturity | 5,163,000 | 3,671,000 | 3,666,000 | 3,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,099,000 | 64,576,000 | 65,971,000 | 67,226,000 |
| Interest-bearing deposits | 57,765,000 | 58,881,000 | 59,216,000 | 59,463,000 |
| Noninterest-bearing deposits | 6,334,000 | 5,695,000 | 6,755,000 | 7,763,000 |
| Equity capital | 6,963,000 | 7,128,000 | 7,345,000 | 7,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,762,000 | 4,126,000 | 5,342,000 |
| Interest expense | 756,000 | 1,492,000 | 2,211,000 | 2,849,000 |
| Net interest income | 602,000 | 1,270,000 | 1,915,000 | 2,493,000 |
| Noninterest income | 82,000 | 191,000 | 338,000 | 539,000 |
| Noninterest expense | 492,000 | 979,000 | 1,423,000 | 1,850,000 |
| Provision for loan losses | 15,000 | 30,000 | 100,000 | 180,000 |
| Pretax income | 177,000 | 452,000 | 730,000 | 1,002,000 |
| Income tax | 62,000 | 150,000 | 238,000 | 348,000 |
| Net income | 115,000 | 302,000 | 492,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,935,000 | 7,094,000 | 7,285,000 | 7,341,000 |
| Total capital | 7,469,000 | 7,626,000 | 7,866,000 | 7,951,000 |
| Risk-weighted assets | 49,764,000 | 51,027,000 | 53,105,000 | 53,107,000 |