Call reports 2026
PEOPLES STATE BANK — 2026
What PEOPLES STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 70,564,000 | 69,930,000 |
| Total loans | 36,235,000 | 39,723,000 |
| Allowance for loan losses | 538,000 | 538,000 |
| Securities available for sale | 13,114,000 | 12,393,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 61,730,000 | 60,742,000 |
| Interest-bearing deposits | 26,811,000 | 28,009,000 |
| Noninterest-bearing deposits | 34,919,000 | 32,733,000 |
| Equity capital | 8,751,000 | 9,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 864,000 | 1,742,000 |
| Interest expense | 224,000 | 457,000 |
| Net interest income | 640,000 | 1,285,000 |
| Noninterest income | 17,000 | 41,000 |
| Noninterest expense | 441,000 | 844,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 206,000 | 490,000 |
| Income tax | 0 | 0 |
| Net income | 206,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,506,000 | 9,790,000 |