Call reports 2025
PEOPLES STATE BANK — 2025
What PEOPLES STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 70,193,000 | 70,674,000 | 71,464,000 | 71,566,000 |
| Total loans | 32,091,000 | 37,346,000 | 42,471,000 | 43,456,000 |
| Allowance for loan losses | 526,000 | 525,000 | 524,000 | 537,000 |
| Securities available for sale | 14,259,000 | 14,484,000 | 14,212,000 | 13,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,745,000 | 61,772,000 | 59,595,000 | 62,362,000 |
| Interest-bearing deposits | 41,108,000 | 43,226,000 | 25,083,000 | 29,056,000 |
| Noninterest-bearing deposits | 20,637,000 | 18,546,000 | 34,512,000 | 33,306,000 |
| Equity capital | 8,363,000 | 8,798,000 | 8,777,000 | 9,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,651,000 | 2,567,000 | 3,528,000 |
| Interest expense | 239,000 | 491,000 | 753,000 | 1,026,000 |
| Net interest income | 559,000 | 1,160,000 | 1,814,000 | 2,502,000 |
| Noninterest income | 15,000 | 44,000 | 61,000 | 77,000 |
| Noninterest expense | 422,000 | 810,000 | 1,215,000 | 1,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | 149,000 | 393,000 | 649,000 | 836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 393,000 | 649,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,448,000 | 9,691,000 | 9,568,000 | 9,755,000 |