Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 71,670,000 | 71,898,000 | 69,694,000 | 70,572,000 |
| Total loans | 32,343,000 | 34,449,000 | 38,099,000 | 38,986,000 |
| Allowance for loan losses | 526,000 | 525,000 | 526,000 | 526,000 |
| Securities available for sale | 22,965,000 | 21,536,000 | 19,867,000 | 18,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,835,000 | 63,983,000 | 60,999,000 | 62,478,000 |
| Interest-bearing deposits | 41,863,000 | 41,332,000 | 39,769,000 | 39,863,000 |
| Noninterest-bearing deposits | 21,972,000 | 22,651,000 | 21,230,000 | 22,615,000 |
| Equity capital | 7,762,000 | 7,832,000 | 8,605,000 | 7,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,552,000 | 2,388,000 | 3,262,000 |
| Interest expense | 188,000 | 435,000 | 699,000 | 960,000 |
| Net interest income | 558,000 | 1,117,000 | 1,689,000 | 2,302,000 |
| Noninterest income | 9,000 | 14,000 | 39,000 | 57,000 |
| Noninterest expense | 352,000 | 684,000 | 1,104,000 | 1,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 441,000 | 622,000 | 729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 441,000 | 622,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,502,000 | 9,511,000 | 9,692,000 | 9,299,000 |