Call reports 2023
PEOPLES STATE BANK — 2023
What PEOPLES STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 80,724,000 | 73,200,000 | 75,056,000 | 74,811,000 |
| Total loans | 24,617,000 | 29,181,000 | 33,199,000 | 34,716,000 |
| Allowance for loan losses | 524,000 | 524,000 | 526,000 | 526,000 |
| Securities available for sale | 33,635,000 | 31,652,000 | 28,607,000 | 25,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,100,000 | 65,039,000 | 63,060,000 | 63,252,000 |
| Interest-bearing deposits | 33,010,000 | 30,967,000 | 31,753,000 | 35,427,000 |
| Noninterest-bearing deposits | 40,090,000 | 34,072,000 | 31,307,000 | 27,825,000 |
| Equity capital | 7,607,000 | 7,533,000 | 7,453,000 | 7,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,323,000 | 2,060,000 | 2,840,000 |
| Interest expense | 49,000 | 123,000 | 330,000 | 560,000 |
| Net interest income | 620,000 | 1,200,000 | 1,730,000 | 2,280,000 |
| Noninterest income | 8,000 | 22,000 | 29,000 | 35,000 |
| Noninterest expense | 326,000 | 633,000 | 949,000 | 1,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 601,000 | 826,000 | 905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 601,000 | 826,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,909,000 | 9,900,000 | 10,125,000 | 9,244,000 |