Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 73,787,000 | 76,797,000 | 74,727,000 | 76,875,000 |
| Total loans | 20,152,000 | 24,683,000 | 29,043,000 | 28,903,000 |
| Allowance for loan losses | 886,000 | 886,000 | 886,000 | 524,000 |
| Securities available for sale | 34,425,000 | 36,913,000 | 36,470,000 | 36,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,961,000 | 69,481,000 | 68,301,000 | 69,898,000 |
| Interest-bearing deposits | 32,271,000 | 34,171,000 | 33,126,000 | 35,067,000 |
| Noninterest-bearing deposits | 33,690,000 | 35,310,000 | 35,175,000 | 34,831,000 |
| Equity capital | 7,819,000 | 7,310,000 | 6,419,000 | 6,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 692,000 | 1,235,000 | 1,830,000 |
| Interest expense | 26,000 | 52,000 | 92,000 | 153,000 |
| Net interest income | 287,000 | 640,000 | 1,143,000 | 1,677,000 |
| Noninterest income | 247,000 | 255,000 | 268,000 | 278,000 |
| Noninterest expense | 326,000 | 638,000 | 953,000 | 1,346,000 |
| Provision for loan losses | 0 | 0 | 0 | -360,000 |
| Pretax income | 203,000 | 247,000 | 448,000 | 963,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 247,000 | 448,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,440,000 | 9,490,000 | 9,691,000 | 9,642,000 |