Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 74,834,000 | 72,248,000 | 69,784,000 | 72,351,000 |
| Total loans | 26,867,000 | 29,308,000 | 27,849,000 | 28,229,000 |
| Allowance for loan losses | 890,000 | 890,000 | 888,000 | 888,000 |
| Securities available for sale | 24,693,000 | 29,952,000 | 30,630,000 | 33,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,195,000 | 62,311,000 | 59,839,000 | 63,277,000 |
| Interest-bearing deposits | 30,591,000 | 31,288,000 | 29,914,000 | 29,186,000 |
| Noninterest-bearing deposits | 34,604,000 | 31,023,000 | 29,925,000 | 34,091,000 |
| Equity capital | 9,625,000 | 9,928,000 | 9,936,000 | 9,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,236,000 | 1,634,000 | 2,013,000 |
| Interest expense | 43,000 | 86,000 | 124,000 | 160,000 |
| Net interest income | 607,000 | 1,150,000 | 1,510,000 | 1,853,000 |
| Noninterest income | 242,000 | 256,000 | 284,000 | 277,000 |
| Noninterest expense | 358,000 | 688,000 | 1,060,000 | 1,523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 501,000 | 728,000 | 748,000 | 627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 728,000 | 748,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,737,000 | 9,965,000 | 9,967,000 | 9,244,000 |