Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 63,169,000 | 66,096,000 | 67,724,000 | 68,964,000 |
| Total loans | 27,271,000 | 34,302,000 | 35,222,000 | 31,921,000 |
| Allowance for loan losses | 876,000 | 878,000 | 879,000 | 890,000 |
| Securities available for sale | 9,403,000 | 11,233,000 | 14,352,000 | 21,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,762,000 | 56,495,000 | 58,169,000 | 59,499,000 |
| Interest-bearing deposits | 26,568,000 | 27,938,000 | 27,734,000 | 28,625,000 |
| Noninterest-bearing deposits | 27,194,000 | 28,557,000 | 30,435,000 | 30,874,000 |
| Equity capital | 9,386,000 | 9,582,000 | 9,540,000 | 9,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,245,000 | 1,792,000 | 2,275,000 |
| Interest expense | 58,000 | 110,000 | 159,000 | 205,000 |
| Net interest income | 516,000 | 1,135,000 | 1,633,000 | 2,070,000 |
| Noninterest income | 46,000 | 71,000 | 96,000 | 120,000 |
| Noninterest expense | 359,000 | 706,000 | 1,090,000 | 1,522,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 492,000 | 631,000 | 668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 492,000 | 631,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,217,000 | 9,388,000 | 9,352,000 | 9,237,000 |