Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 66,529,000 | 60,693,000 | 61,600,000 | 63,327,000 |
| Total loans | 30,259,000 | 36,123,000 | 37,162,000 | 34,063,000 |
| Allowance for loan losses | 869,000 | 871,000 | 872,000 | 875,000 |
| Securities available for sale | 12,849,000 | 11,631,000 | 11,426,000 | 10,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,578,000 | 51,563,000 | 52,360,000 | 54,031,000 |
| Interest-bearing deposits | 28,044,000 | 25,979,000 | 26,374,000 | 26,341,000 |
| Noninterest-bearing deposits | 29,534,000 | 25,584,000 | 25,986,000 | 27,690,000 |
| Equity capital | 8,937,000 | 9,113,000 | 9,218,000 | 9,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,306,000 | 2,001,000 | 2,661,000 |
| Interest expense | 46,000 | 97,000 | 157,000 | 216,000 |
| Net interest income | 604,000 | 1,209,000 | 1,844,000 | 2,445,000 |
| Noninterest income | 21,000 | 57,000 | 82,000 | 110,000 |
| Noninterest expense | 377,000 | 745,000 | 1,151,000 | 1,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 520,000 | 774,000 | 984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | 520,000 | 774,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,879,000 | 9,002,000 | 9,105,000 | 9,165,000 |
| Total capital | 9,507,000 | 9,595,000 | 9,787,000 | 9,745,000 |
| Risk-weighted assets | 49,071,000 | 46,245,000 | 53,285,000 | 45,049,000 |