Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 68,906,000 | 65,840,000 | 63,858,000 | 67,881,000 |
| Total loans | 26,250,000 | 33,412,000 | 36,088,000 | 34,252,000 |
| Allowance for loan losses | 860,000 | 861,000 | 862,000 | 867,000 |
| Securities available for sale | 18,081,000 | 17,237,000 | 16,904,000 | 15,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,402,000 | 57,279,000 | 55,259,000 | 59,119,000 |
| Interest-bearing deposits | 32,063,000 | 30,956,000 | 29,032,000 | 29,165,000 |
| Noninterest-bearing deposits | 28,339,000 | 26,323,000 | 26,227,000 | 29,954,000 |
| Equity capital | 8,494,000 | 8,551,000 | 8,587,000 | 8,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,119,000 | 1,750,000 | 2,414,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 155,000 |
| Net interest income | 510,000 | 1,047,000 | 1,642,000 | 2,259,000 |
| Noninterest income | 24,000 | 49,000 | 72,000 | 102,000 |
| Noninterest expense | 370,000 | 726,000 | 1,092,000 | 1,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 370,000 | 622,000 | 858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 370,000 | 622,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,548,000 | 8,604,000 | 8,695,000 | 8,781,000 |
| Total capital | 9,055,000 | 9,168,000 | 9,296,000 | 9,429,000 |
| Risk-weighted assets | 39,084,000 | 43,625,000 | 46,919,000 | 50,832,000 |