Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,060,000 | 58,914,000 | 60,016,000 | 62,655,000 |
| Total loans | 27,334,000 | 32,356,000 | 34,948,000 | 35,486,000 |
| Allowance for loan losses | 852,000 | 854,000 | 856,000 | 858,000 |
| Securities available for sale | 20,383,000 | 19,395,000 | 19,024,000 | 18,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,478,000 | 50,168,000 | 50,745,000 | 54,034,000 |
| Interest-bearing deposits | 35,407,000 | 33,866,000 | 30,811,000 | 30,921,000 |
| Noninterest-bearing deposits | 18,071,000 | 16,302,000 | 19,934,000 | 23,113,000 |
| Equity capital | 8,570,000 | 8,736,000 | 8,760,000 | 8,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,055,000 | 1,629,000 | 2,205,000 |
| Interest expense | 34,000 | 69,000 | 103,000 | 137,000 |
| Net interest income | 496,000 | 986,000 | 1,526,000 | 2,068,000 |
| Noninterest income | 26,000 | 48,000 | 76,000 | 100,000 |
| Noninterest expense | 371,000 | 689,000 | 1,074,000 | 1,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 345,000 | 528,000 | 637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 345,000 | 528,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,497,000 | 8,614,000 | 8,671,000 | 8,533,000 |
| Total capital | 9,370,000 | 9,224,000 | 9,287,000 | 9,123,000 |
| Risk-weighted assets | 47,928,000 | 46,624,000 | 46,877,000 | 45,892,000 |