Call reports 2016
PEOPLES STATE BANK — 2016
What PEOPLES STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,830,000 | 67,373,000 | 67,380,000 | 64,253,000 |
| Total loans | 31,061,000 | 34,812,000 | 37,560,000 | 33,689,000 |
| Allowance for loan losses | 840,000 | 842,000 | 844,000 | 849,000 |
| Securities available for sale | 25,461,000 | 24,206,000 | 23,169,000 | 21,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,195,000 | 54,518,000 | 53,148,000 | 55,790,000 |
| Interest-bearing deposits | 35,709,000 | 32,742,000 | 31,554,000 | 35,099,000 |
| Noninterest-bearing deposits | 24,486,000 | 21,776,000 | 21,594,000 | 20,691,000 |
| Equity capital | 8,622,000 | 8,843,000 | 8,920,000 | 8,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,166,000 | 1,807,000 | 2,383,000 |
| Interest expense | 55,000 | 104,000 | 147,000 | 184,000 |
| Net interest income | 535,000 | 1,062,000 | 1,660,000 | 2,199,000 |
| Noninterest income | 26,000 | 51,000 | 76,000 | 103,000 |
| Noninterest expense | 368,000 | 701,000 | 1,037,000 | 1,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 412,000 | 701,000 | 837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 412,000 | 701,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,302,000 | 8,371,000 | 8,510,000 | 8,496,000 |
| Total capital | 8,975,000 | 9,012,000 | 9,368,000 | 9,366,000 |
| Risk-weighted assets | 52,650,000 | 50,145,000 | 49,621,000 | 46,615,000 |