Call reports 2015
PEOPLES STATE BANK — 2015
What PEOPLES STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 77,417,000 | 77,693,000 | 75,577,000 | 71,023,000 |
| Total loans | 28,298,000 | 32,894,000 | 34,839,000 | 34,476,000 |
| Allowance for loan losses | 839,000 | 838,000 | 839,000 | 842,000 |
| Securities available for sale | 33,968,000 | 32,981,000 | 30,432,000 | 25,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,106,000 | 63,636,000 | 59,247,000 | 62,538,000 |
| Interest-bearing deposits | 38,832,000 | 37,777,000 | 24,992,000 | 36,813,000 |
| Noninterest-bearing deposits | 30,274,000 | 25,859,000 | 34,255,000 | 25,725,000 |
| Equity capital | 8,292,000 | 8,042,000 | 8,416,000 | 8,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,151,000 | 1,794,000 | 2,416,000 |
| Interest expense | 65,000 | 128,000 | 191,000 | 249,000 |
| Net interest income | 502,000 | 1,023,000 | 1,603,000 | 2,167,000 |
| Noninterest income | 28,000 | 57,000 | 86,000 | 108,000 |
| Noninterest expense | 329,000 | 650,000 | 1,020,000 | 1,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 432,000 | 675,000 | 911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 432,000 | 675,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,924,000 | 8,055,000 | 8,149,000 | 8,259,000 |
| Total capital | 8,420,000 | 8,581,000 | 8,723,000 | 8,899,000 |
| Risk-weighted assets | 39,039,000 | 41,639,000 | 45,485,000 | 50,174,000 |