Call reports 2014
PEOPLES STATE BANK — 2014
What PEOPLES STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,727,000 | 72,994,000 | 73,169,000 | 74,926,000 |
| Total loans | 29,633,000 | 30,964,000 | 31,440,000 | 31,379,000 |
| Allowance for loan losses | 828,000 | 834,000 | 834,000 | 841,000 |
| Securities available for sale | 31,760,000 | 30,622,000 | 30,028,000 | 31,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,358,000 | 62,196,000 | 61,298,000 | 66,821,000 |
| Interest-bearing deposits | 36,755,000 | 36,199,000 | 35,181,000 | 37,114,000 |
| Noninterest-bearing deposits | 26,603,000 | 25,997,000 | 26,117,000 | 29,707,000 |
| Equity capital | 7,347,000 | 7,778,000 | 7,951,000 | 8,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,124,000 | 1,732,000 | 2,309,000 |
| Interest expense | 69,000 | 139,000 | 212,000 | 281,000 |
| Net interest income | 487,000 | 985,000 | 1,520,000 | 2,028,000 |
| Noninterest income | 28,000 | 53,000 | 83,000 | 109,000 |
| Noninterest expense | 334,000 | 624,000 | 1,011,000 | 1,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 414,000 | 592,000 | 752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 414,000 | 592,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,252,000 | 7,486,000 | 7,664,000 | 7,823,000 |
| Total capital | 7,614,000 | 7,832,000 | 8,005,000 | 8,166,000 |
| Risk-weighted assets | 37,718,000 | 38,749,000 | 39,088,000 | 39,469,000 |