Call reports 2013
PEOPLES STATE BANK — 2013
What PEOPLES STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,184,000 | 69,071,000 | 68,722,000 | 71,502,000 |
| Total loans | 27,701,000 | 30,122,000 | 29,737,000 | 29,163,000 |
| Allowance for loan losses | 822,000 | 822,000 | 824,000 | 827,000 |
| Securities available for sale | 23,993,000 | 25,178,000 | 27,739,000 | 30,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,634,000 | 62,147,000 | 61,443,000 | 64,337,000 |
| Interest-bearing deposits | 41,446,000 | 38,514,000 | 37,642,000 | 38,969,000 |
| Noninterest-bearing deposits | 23,188,000 | 23,633,000 | 23,801,000 | 25,368,000 |
| Equity capital | 7,411,000 | 6,854,000 | 7,216,000 | 7,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,086,000 | 1,656,000 | 2,201,000 |
| Interest expense | 73,000 | 147,000 | 218,000 | 289,000 |
| Net interest income | 476,000 | 939,000 | 1,438,000 | 1,912,000 |
| Noninterest income | 50,000 | 80,000 | 110,000 | 140,000 |
| Noninterest expense | 315,000 | 600,000 | 952,000 | 1,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 284,000 | 595,000 | 772,000 | 913,000 |
| Income tax | 19,000 | 0 | -6,000 | -6,000 |
| Net income | 265,000 | 595,000 | 778,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,768,000 | 7,098,000 | 7,231,000 | 7,221,000 |
| Total capital | 7,034,000 | 7,416,000 | 7,579,000 | 7,592,000 |
| Risk-weighted assets | 42,912,000 | 40,566,000 | 38,500,000 | 36,931,000 |