Call reports 2012
PEOPLES STATE BANK — 2012
What PEOPLES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,936,000 | 67,133,000 | 65,627,000 | 70,534,000 |
| Total loans | 23,450,000 | 31,734,000 | 34,313,000 | 33,223,000 |
| Allowance for loan losses | 810,000 | 811,000 | 809,000 | 819,000 |
| Securities available for sale | 40,112,000 | 27,921,000 | 24,386,000 | 23,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,528,000 | 58,120,000 | 55,318,000 | 62,913,000 |
| Interest-bearing deposits | 44,657,000 | 39,253,000 | 36,532,000 | 38,730,000 |
| Noninterest-bearing deposits | 22,871,000 | 18,867,000 | 18,786,000 | 24,183,000 |
| Equity capital | 7,236,000 | 7,329,000 | 7,548,000 | 7,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,085,000 | 1,704,000 | 2,331,000 |
| Interest expense | 129,000 | 236,000 | 337,000 | 433,000 |
| Net interest income | 410,000 | 849,000 | 1,367,000 | 1,898,000 |
| Noninterest income | 39,000 | 69,000 | 101,000 | 132,000 |
| Noninterest expense | 298,000 | 583,000 | 915,000 | 1,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 470,000 | 788,000 | 1,019,000 | 1,168,000 |
| Income tax | 30,000 | 52,000 | 67,000 | 73,000 |
| Net income | 440,000 | 736,000 | 952,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,497,000 | 6,594,000 | 6,660,000 | 6,653,000 |
| Total capital | 6,922,000 | 7,055,000 | 6,987,000 | 6,970,000 |
| Risk-weighted assets | 33,584,000 | 36,507,000 | 38,068,000 | 39,653,000 |