Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,352,000 | 67,551,000 | 71,732,000 | 78,286,000 |
| Total loans | 28,300,000 | 27,712,000 | 26,203,000 | 25,162,000 |
| Allowance for loan losses | 752,000 | 785,000 | 805,000 | 808,000 |
| Securities available for sale | 31,466,000 | 36,057,000 | 37,247,000 | 41,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,189,000 | 60,939,000 | 64,560,000 | 70,856,000 |
| Interest-bearing deposits | 41,554,000 | 39,501,000 | 39,904,000 | 46,200,000 |
| Noninterest-bearing deposits | 19,635,000 | 21,438,000 | 24,656,000 | 24,656,000 |
| Equity capital | 6,033,000 | 6,432,000 | 6,957,000 | 7,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,194,000 | 1,808,000 | 2,348,000 |
| Interest expense | 111,000 | 225,000 | 353,000 | 476,000 |
| Net interest income | 471,000 | 969,000 | 1,455,000 | 1,872,000 |
| Noninterest income | 42,000 | 76,000 | 104,000 | 136,000 |
| Noninterest expense | 312,000 | 607,000 | 883,000 | 1,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 438,000 | 782,000 | 884,000 |
| Income tax | 14,000 | 31,000 | 56,000 | 69,000 |
| Net income | 187,000 | 407,000 | 726,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,730,000 | 5,750,000 | 6,069,000 | 6,158,000 |
| Total capital | 6,201,000 | 6,178,000 | 6,517,000 | 6,625,000 |
| Risk-weighted assets | 37,420,000 | 33,850,000 | 35,461,000 | 37,040,000 |