Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,509,000 | 36,439,000 | 36,155,000 | 37,525,000 |
| Total loans | 13,232,000 | 16,554,000 | 16,754,000 | 16,424,000 |
| Allowance for loan losses | 567,000 | 561,000 | 557,000 | 601,000 |
| Securities available for sale | 18,626,000 | 16,985,000 | 16,653,000 | 17,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,673,000 | 31,144,000 | 31,069,000 | 33,743,000 |
| Interest-bearing deposits | 27,818,000 | 27,574,000 | 27,434,000 | 29,227,000 |
| Noninterest-bearing deposits | 3,855,000 | 3,570,000 | 3,635,000 | 4,516,000 |
| Equity capital | 3,431,000 | 3,544,000 | 3,891,000 | 3,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,279,000 | 1,898,000 | 2,479,000 |
| Interest expense | 304,000 | 585,000 | 860,000 | 1,082,000 |
| Net interest income | 361,000 | 694,000 | 1,038,000 | 1,397,000 |
| Noninterest income | 32,000 | 71,000 | 108,000 | 146,000 |
| Noninterest expense | 239,000 | 420,000 | 606,000 | 775,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 139,000 | 315,000 | 495,000 | 718,000 |
| Income tax | 7,000 | 18,000 | 28,000 | 50,000 |
| Net income | 132,000 | 297,000 | 467,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,249,000 | 3,376,000 | 3,509,000 | 3,294,000 |
| Total capital | 3,471,000 | 3,635,000 | 3,771,000 | 3,560,000 |
| Risk-weighted assets | 17,391,000 | 20,378,000 | 20,633,000 | 20,957,000 |