Call reports 2004
FARMERS & MERCHANTS BANK — 2004
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 410,852,000 | 403,370,000 | 390,176,000 |
| Total loans | 268,604,000 | 275,598,000 | 269,522,000 |
| Allowance for loan losses | 4,113,000 | 4,121,000 | 4,176,000 |
| Securities available for sale | 119,238,000 | 105,291,000 | 59,871,000 |
| Securities held to maturity | 1,547,000 | 1,547,000 | 1,546,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 309,535,000 | 305,224,000 | 293,550,000 |
| Interest-bearing deposits | 276,817,000 | 272,827,000 | 261,305,000 |
| Noninterest-bearing deposits | 32,718,000 | 32,397,000 | 32,245,000 |
| Equity capital | 70,892,000 | 69,260,000 | 71,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 5,560,000 | 11,174,000 | 16,737,000 |
| Interest expense | 1,511,000 | 3,026,000 | 4,576,000 |
| Net interest income | 4,049,000 | 8,148,000 | 12,161,000 |
| Noninterest income | 463,000 | 975,000 | 1,514,000 |
| Noninterest expense | 1,616,000 | 3,243,000 | 4,622,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 |
| Pretax income | 2,898,000 | 5,768,000 | 9,871,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 2,898,000 | 5,768,000 | 9,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 68,092,000 | 69,288,000 | 71,716,000 |
| Total capital | 71,981,000 | 73,221,000 | 75,307,000 |
| Risk-weighted assets | 310,969,000 | 314,480,000 | 286,709,000 |