Call reports 2003
FARMERS & MERCHANTS BANK — 2003
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 388,439,000 | 387,800,000 | 388,017,000 | 394,140,000 |
| Total loans | 248,279,000 | 258,010,000 | 259,406,000 | 261,798,000 |
| Allowance for loan losses | 4,003,000 | 4,092,000 | 4,223,000 | 4,137,000 |
| Securities available for sale | 116,245,000 | 109,409,000 | 103,751,000 | 105,604,000 |
| Securities held to maturity | 3,552,000 | 2,552,000 | 2,550,000 | 2,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,573,000 | 287,293,000 | 288,657,000 | 293,027,000 |
| Interest-bearing deposits | 257,588,000 | 257,124,000 | 259,408,000 | 260,710,000 |
| Noninterest-bearing deposits | 30,985,000 | 30,169,000 | 29,249,000 | 32,317,000 |
| Equity capital | 67,973,000 | 70,091,000 | 69,956,000 | 69,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,854,000 | 11,646,000 | 17,328,000 | 23,033,000 |
| Interest expense | 1,842,000 | 3,608,000 | 5,211,000 | 6,736,000 |
| Net interest income | 4,012,000 | 8,038,000 | 12,117,000 | 16,297,000 |
| Noninterest income | 477,000 | 1,189,000 | 1,778,000 | 2,280,000 |
| Noninterest expense | 1,596,000 | 3,204,000 | 4,757,000 | 6,786,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 2,743,000 | 5,729,000 | 8,694,000 | 11,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,743,000 | 5,729,000 | 8,694,000 | 11,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,415,000 | 65,876,000 | 67,316,000 | 66,869,000 |
| Total capital | 67,945,000 | 69,499,000 | 70,973,000 | 70,629,000 |
| Risk-weighted assets | 282,035,000 | 289,394,000 | 291,993,000 | 300,440,000 |