Call reports 2002
FARMERS & MERCHANTS BANK — 2002
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 358,099,000 | 380,493,000 | 379,947,000 | 384,698,000 |
| Total loans | 223,659,000 | 239,970,000 | 241,745,000 | 245,971,000 |
| Allowance for loan losses | 3,601,000 | 3,684,000 | 3,861,000 | 3,897,000 |
| Securities available for sale | 113,067,000 | 117,740,000 | 110,456,000 | 113,225,000 |
| Securities held to maturity | 5,443,000 | 5,441,000 | 5,254,000 | 3,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,165,000 | 284,696,000 | 281,499,000 | 283,859,000 |
| Interest-bearing deposits | 248,215,000 | 256,265,000 | 253,532,000 | 256,859,000 |
| Noninterest-bearing deposits | 23,950,000 | 28,431,000 | 27,967,000 | 27,000,000 |
| Equity capital | 60,050,000 | 63,812,000 | 66,278,000 | 67,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,201,000 | 12,563,000 | 19,025,000 | 25,180,000 |
| Interest expense | 2,308,000 | 4,427,000 | 6,507,000 | 8,463,000 |
| Net interest income | 3,893,000 | 8,136,000 | 12,518,000 | 16,717,000 |
| Noninterest income | 460,000 | 913,000 | 1,431,000 | 1,920,000 |
| Noninterest expense | 1,621,000 | 3,147,000 | 4,592,000 | 6,481,000 |
| Provision for loan losses | 100,000 | 200,000 | 800,000 | 900,000 |
| Pretax income | 2,632,000 | 5,711,000 | 8,566,000 | 11,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,632,000 | 5,711,000 | 8,566,000 | 11,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,613,000 | 61,167,000 | 62,498,000 | 63,196,000 |
| Total capital | 62,788,000 | 64,550,000 | 65,912,000 | 66,678,000 |
| Risk-weighted assets | 253,637,000 | 270,311,000 | 272,653,000 | 278,183,000 |