Call reports 2009
MARKLEBANK — 2009
What MARKLEBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 296,012,000 | 296,419,000 | 298,177,000 | 307,175,000 |
| Total loans | 214,910,000 | 215,266,000 | 219,825,000 | 222,532,000 |
| Allowance for loan losses | 2,282,000 | 2,566,000 | 2,523,000 | 2,573,000 |
| Securities available for sale | 47,495,000 | 47,074,000 | 44,995,000 | 44,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,910,000 | 231,073,000 | 228,339,000 | 238,239,000 |
| Interest-bearing deposits | 206,144,000 | 206,142,000 | 203,865,000 | 206,220,000 |
| Noninterest-bearing deposits | 24,766,000 | 24,931,000 | 24,474,000 | 32,019,000 |
| Equity capital | 39,314,000 | 39,064,000 | 40,057,000 | 40,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,785,000 | 7,582,000 | 11,408,000 | 15,245,000 |
| Interest expense | 1,484,000 | 2,851,000 | 4,107,000 | 5,283,000 |
| Net interest income | 2,301,000 | 4,731,000 | 7,301,000 | 9,962,000 |
| Noninterest income | 628,000 | 1,164,000 | 1,775,000 | 2,346,000 |
| Noninterest expense | 2,054,000 | 4,204,000 | 6,332,000 | 8,445,000 |
| Provision for loan losses | 120,000 | 548,000 | 683,000 | 858,000 |
| Pretax income | 775,000 | 1,212,000 | 2,146,000 | 3,130,000 |
| Income tax | 192,000 | 270,000 | 512,000 | 728,000 |
| Net income | 583,000 | 942,000 | 1,634,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,380,000 | 23,500,000 | 23,978,000 | 24,254,000 |
| Total capital | 25,662,000 | 26,066,000 | 26,501,000 | 26,827,000 |
| Risk-weighted assets | 214,875,000 | 215,763,000 | 219,471,000 | 220,681,000 |