Call reports 2008
MARKLEBANK — 2008
What MARKLEBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 300,394,000 | 294,079,000 | 306,705,000 | 303,061,000 |
| Total loans | 215,711,000 | 216,662,000 | 223,987,000 | 221,384,000 |
| Allowance for loan losses | 2,409,000 | 2,455,000 | 2,428,000 | 2,697,000 |
| Securities available for sale | 42,895,000 | 44,833,000 | 41,237,000 | 47,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,408,000 | 222,939,000 | 229,476,000 | 230,463,000 |
| Interest-bearing deposits | 202,804,000 | 192,508,000 | 195,847,000 | 202,954,000 |
| Noninterest-bearing deposits | 24,604,000 | 30,431,000 | 33,629,000 | 27,509,000 |
| Equity capital | 38,941,000 | 38,288,000 | 38,509,000 | 39,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,185,000 | 8,258,000 | 12,306,000 | 16,273,000 |
| Interest expense | 2,142,000 | 4,101,000 | 5,821,000 | 7,485,000 |
| Net interest income | 2,043,000 | 4,157,000 | 6,485,000 | 8,788,000 |
| Noninterest income | 584,000 | 1,146,000 | 1,759,000 | 2,384,000 |
| Noninterest expense | 2,008,000 | 4,056,000 | 6,155,000 | 8,307,000 |
| Provision for loan losses | 125,000 | 425,000 | 505,000 | 890,000 |
| Pretax income | 512,000 | 891,000 | 1,658,000 | 2,050,000 |
| Income tax | 105,000 | 166,000 | 361,000 | 432,000 |
| Net income | 407,000 | 725,000 | 1,297,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,719,000 | 23,012,000 | 22,962,000 | 23,164,000 |
| Total capital | 25,128,000 | 25,467,000 | 25,390,000 | 25,861,000 |
| Risk-weighted assets | 215,879,000 | 216,706,000 | 224,905,000 | 221,549,000 |