Call reports 2007
MARKLEBANK — 2007
What MARKLEBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 290,530,000 | 284,976,000 | 291,210,000 | 289,063,000 |
| Total loans | 215,673,000 | 211,517,000 | 214,650,000 | 215,729,000 |
| Allowance for loan losses | 3,007,000 | 3,053,000 | 2,487,000 | 2,309,000 |
| Securities available for sale | 36,831,000 | 38,284,000 | 39,051,000 | 40,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,972,000 | 224,410,000 | 220,865,000 | 216,533,000 |
| Interest-bearing deposits | 198,984,000 | 201,243,000 | 195,087,000 | 189,257,000 |
| Noninterest-bearing deposits | 23,988,000 | 23,167,000 | 25,778,000 | 27,276,000 |
| Equity capital | 35,453,000 | 37,411,000 | 38,096,000 | 38,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,355,000 | 8,703,000 | 13,045,000 | 17,430,000 |
| Interest expense | 2,236,000 | 4,514,000 | 6,818,000 | 9,141,000 |
| Net interest income | 2,119,000 | 4,189,000 | 6,227,000 | 8,289,000 |
| Noninterest income | 533,000 | 1,089,000 | 1,768,000 | 2,363,000 |
| Noninterest expense | 1,911,000 | 3,875,000 | 5,784,000 | 7,741,000 |
| Provision for loan losses | 165,000 | 290,000 | 380,000 | 495,000 |
| Pretax income | 573,000 | 1,102,000 | 1,820,000 | 2,421,000 |
| Income tax | 98,000 | 175,000 | 321,000 | 401,000 |
| Net income | 475,000 | 927,000 | 1,499,000 | 2,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,494,000 | 22,059,000 | 22,409,000 | 22,614,000 |
| Total capital | 22,160,000 | 24,688,000 | 24,896,000 | 24,923,000 |
| Risk-weighted assets | 212,973,000 | 209,923,000 | 213,828,000 | 213,417,000 |