Call reports 2006
MARKLEBANK — 2006
What MARKLEBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 282,638,000 | 284,631,000 | 293,650,000 | 288,753,000 |
| Total loans | 208,431,000 | 213,609,000 | 217,258,000 | 218,026,000 |
| Allowance for loan losses | 1,342,000 | 1,497,000 | 1,451,000 | 3,421,000 |
| Securities available for sale | 37,783,000 | 37,607,000 | 36,723,000 | 36,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,221,000 | 209,029,000 | 218,204,000 | 220,828,000 |
| Interest-bearing deposits | 191,729,000 | 187,019,000 | 192,562,000 | 195,387,000 |
| Noninterest-bearing deposits | 25,492,000 | 22,010,000 | 25,642,000 | 25,441,000 |
| Equity capital | 35,980,000 | 35,855,000 | 36,134,000 | 34,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,052,000 | 8,214,000 | 12,520,000 | 16,759,000 |
| Interest expense | 1,684,000 | 3,553,000 | 5,710,000 | 7,925,000 |
| Net interest income | 2,368,000 | 4,661,000 | 6,810,000 | 8,834,000 |
| Noninterest income | 525,000 | 1,124,000 | 1,626,000 | 2,181,000 |
| Noninterest expense | 1,834,000 | 3,706,000 | 5,569,000 | 7,561,000 |
| Provision for loan losses | 156,000 | 406,000 | 687,000 | 3,189,000 |
| Pretax income | 905,000 | 1,674,000 | 2,181,000 | 266,000 |
| Income tax | 290,000 | 514,000 | 665,000 | -207,000 |
| Net income | 615,000 | 1,160,000 | 1,516,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,647,000 | 20,050,000 | 20,163,000 | 18,906,000 |
| Total capital | 20,989,000 | 21,547,000 | 21,614,000 | 21,604,000 |
| Risk-weighted assets | 206,295,000 | 210,766,000 | 214,919,000 | 215,082,000 |