Call reports 2005
MARKLEBANK — 2005
What MARKLEBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 242,375,000 | 265,026,000 | 274,350,000 | 278,026,000 |
| Total loans | 186,901,000 | 196,808,000 | 203,200,000 | 206,468,000 |
| Allowance for loan losses | 1,058,000 | 1,021,000 | 1,075,000 | 1,259,000 |
| Securities available for sale | 36,415,000 | 36,473,000 | 36,695,000 | 36,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,971,000 | 207,295,000 | 209,641,000 | 212,922,000 |
| Interest-bearing deposits | 186,275,000 | 184,471,000 | 188,038,000 | 188,384,000 |
| Noninterest-bearing deposits | 20,696,000 | 22,824,000 | 21,603,000 | 24,538,000 |
| Equity capital | 22,063,000 | 33,394,000 | 35,676,000 | 35,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,265,000 | 2,429,000 | 6,235,000 | 10,202,000 |
| Interest expense | 1,146,000 | 838,000 | 2,284,000 | 3,845,000 |
| Net interest income | 2,119,000 | 1,591,000 | 3,951,000 | 6,357,000 |
| Noninterest income | 448,000 | 284,000 | 835,000 | 1,387,000 |
| Noninterest expense | 1,725,000 | 1,192,000 | 3,097,000 | 5,045,000 |
| Provision for loan losses | 75,000 | 50,000 | 145,000 | 420,000 |
| Pretax income | 779,000 | 640,000 | 1,560,000 | 2,194,000 |
| Income tax | 225,000 | 217,000 | 524,000 | 746,000 |
| Net income | 554,000 | 423,000 | 1,036,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,314,000 | 17,290,000 | 18,906,000 | 19,176,000 |
| Total capital | 23,372,000 | 18,311,000 | 19,981,000 | 20,435,000 |
| Risk-weighted assets | 182,876,000 | 191,721,000 | 197,346,000 | 202,795,000 |