Call reports 2004
MARKLEBANK — 2004
What MARKLEBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 211,569,000 | 219,257,000 | 224,315,000 | 230,115,000 |
| Total loans | 163,232,000 | 172,204,000 | 175,699,000 | 182,504,000 |
| Allowance for loan losses | 1,071,000 | 1,103,000 | 1,158,000 | 1,240,000 |
| Securities available for sale | 37,928,000 | 35,288,000 | 27,396,000 | 31,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,221,000 | 173,467,000 | 181,913,000 | 181,270,000 |
| Interest-bearing deposits | 154,611,000 | 156,518,000 | 161,396,000 | 159,034,000 |
| Noninterest-bearing deposits | 16,610,000 | 16,949,000 | 20,517,000 | 22,236,000 |
| Equity capital | 21,879,000 | 21,369,000 | 22,188,000 | 22,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,912,000 | 5,875,000 | 8,983,000 | 12,163,000 |
| Interest expense | 794,000 | 1,622,000 | 2,517,000 | 3,485,000 |
| Net interest income | 2,118,000 | 4,253,000 | 6,466,000 | 8,678,000 |
| Noninterest income | 460,000 | 920,000 | 1,404,000 | 1,770,000 |
| Noninterest expense | 1,476,000 | 3,003,000 | 4,589,000 | 6,081,000 |
| Provision for loan losses | 75,000 | 180,000 | 285,000 | 375,000 |
| Pretax income | 1,033,000 | 2,006,000 | 3,051,000 | 4,121,000 |
| Income tax | 337,000 | 654,000 | 1,003,000 | 1,369,000 |
| Net income | 696,000 | 1,352,000 | 2,048,000 | 2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,161,000 | 21,445,000 | 21,881,000 | 22,031,000 |
| Total capital | 22,232,000 | 22,548,000 | 23,039,000 | 23,271,000 |
| Risk-weighted assets | 156,319,000 | 165,528,000 | 169,312,000 | 176,051,000 |