Call reports 2003
MARKLEBANK — 2003
What MARKLEBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 189,577,000 | 192,217,000 | 199,860,000 | 205,560,000 |
| Total loans | 139,967,000 | 145,864,000 | 150,302,000 | 154,922,000 |
| Allowance for loan losses | 1,054,000 | 1,045,000 | 1,012,000 | 1,032,000 |
| Securities available for sale | 37,704,000 | 37,584,000 | 37,135,000 | 37,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,209,000 | 164,970,000 | 170,784,000 | 175,430,000 |
| Interest-bearing deposits | 150,822,000 | 150,182,000 | 151,855,000 | 154,587,000 |
| Noninterest-bearing deposits | 15,387,000 | 14,788,000 | 18,929,000 | 20,843,000 |
| Equity capital | 20,623,000 | 20,963,000 | 20,922,000 | 21,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,585,000 | 8,410,000 | 11,305,000 |
| Interest expense | 897,000 | 1,752,000 | 2,586,000 | 3,386,000 |
| Net interest income | 1,912,000 | 3,833,000 | 5,824,000 | 7,919,000 |
| Noninterest income | 431,000 | 893,000 | 1,411,000 | 1,862,000 |
| Noninterest expense | 1,306,000 | 2,643,000 | 4,085,000 | 5,564,000 |
| Provision for loan losses | 30,000 | 75,000 | 135,000 | 200,000 |
| Pretax income | 1,007,000 | 2,046,000 | 3,059,000 | 4,066,000 |
| Income tax | 338,000 | 667,000 | 1,000,000 | 1,324,000 |
| Net income | 669,000 | 1,379,000 | 2,059,000 | 2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,976,000 | 20,161,000 | 20,508,000 | 20,565,000 |
| Total capital | 21,030,000 | 21,206,000 | 21,520,000 | 21,597,000 |
| Risk-weighted assets | 136,692,000 | 141,524,000 | 147,110,000 | 149,195,000 |