Call reports 2002
MARKLEBANK — 2002
What MARKLEBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 179,977,000 | 181,167,000 | 185,292,000 | 194,850,000 |
| Total loans | 132,320,000 | 138,539,000 | 142,783,000 | 138,484,000 |
| Allowance for loan losses | 899,000 | 955,000 | 1,140,000 | 1,022,000 |
| Securities available for sale | 28,304,000 | 33,051,000 | 32,428,000 | 37,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,365,000 | 156,593,000 | 158,677,000 | 170,381,000 |
| Interest-bearing deposits | 143,489,000 | 143,537,000 | 145,020,000 | 153,985,000 |
| Noninterest-bearing deposits | 12,876,000 | 13,056,000 | 13,657,000 | 16,396,000 |
| Equity capital | 19,223,000 | 19,901,000 | 20,335,000 | 20,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,871,000 | 5,800,000 | 8,755,000 | 11,692,000 |
| Interest expense | 1,236,000 | 2,389,000 | 3,515,000 | 4,567,000 |
| Net interest income | 1,635,000 | 3,411,000 | 5,240,000 | 7,125,000 |
| Noninterest income | 369,000 | 709,000 | 1,110,000 | 1,625,000 |
| Noninterest expense | 1,110,000 | 2,234,000 | 3,511,000 | 4,806,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 225,000 |
| Pretax income | 839,000 | 1,771,000 | 2,684,000 | 3,746,000 |
| Income tax | 278,000 | 599,000 | 916,000 | 1,265,000 |
| Net income | 561,000 | 1,172,000 | 1,768,000 | 2,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,268,000 | 19,567,000 | 19,720,000 | 19,506,000 |
| Total capital | 20,167,000 | 20,522,000 | 20,860,000 | 20,528,000 |
| Risk-weighted assets | 128,327,000 | 132,841,000 | 137,191,000 | 136,659,000 |