Call reports 2025
AMERICAN STATE BANK — 2025
What AMERICAN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 329,115,000 | 330,161,000 | 336,167,000 | 347,700,000 |
| Total loans | 232,687,000 | 236,704,000 | 236,791,000 | 241,994,000 |
| Allowance for loan losses | 2,703,000 | 2,763,000 | 2,822,000 | 2,837,000 |
| Securities available for sale | 69,206,000 | 70,591,000 | 72,199,000 | 73,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,510,000 | 259,487,000 | 260,723,000 | 272,370,000 |
| Interest-bearing deposits | 224,718,000 | 224,622,000 | 225,135,000 | 235,383,000 |
| Noninterest-bearing deposits | 36,792,000 | 34,865,000 | 35,588,000 | 36,987,000 |
| Equity capital | 29,256,000 | 30,602,000 | 33,137,000 | 34,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,492,000 | 9,301,000 | 14,143,000 | 19,054,000 |
| Interest expense | 1,512,000 | 3,044,000 | 4,640,000 | 6,250,000 |
| Net interest income | 2,980,000 | 6,257,000 | 9,503,000 | 12,804,000 |
| Noninterest income | 537,000 | 1,127,000 | 1,783,000 | 2,415,000 |
| Noninterest expense | 1,908,000 | 3,783,000 | 5,868,000 | 7,833,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,549,000 | 3,481,000 | 5,238,000 | 7,146,000 |
| Income tax | 61,000 | 139,000 | 209,000 | 302,000 |
| Net income | 1,488,000 | 3,342,000 | 5,029,000 | 6,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,086,000 | 36,640,000 | 37,527,000 | 38,542,000 |