Call reports 2024
AMERICAN STATE BANK — 2024
What AMERICAN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 314,309,000 | 317,273,000 | 326,613,000 | 323,256,000 |
| Total loans | 214,662,000 | 223,963,000 | 231,987,000 | 232,414,000 |
| Allowance for loan losses | 2,522,000 | 2,574,000 | 2,604,000 | 2,641,000 |
| Securities available for sale | 74,188,000 | 71,610,000 | 72,670,000 | 70,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,020,000 | 241,149,000 | 237,631,000 | 251,850,000 |
| Interest-bearing deposits | 209,966,000 | 203,733,000 | 201,482,000 | 214,924,000 |
| Noninterest-bearing deposits | 36,054,000 | 37,416,000 | 36,149,000 | 36,926,000 |
| Equity capital | 27,267,000 | 26,895,000 | 29,631,000 | 28,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,976,000 | 8,285,000 | 12,812,000 | 17,437,000 |
| Interest expense | 1,287,000 | 2,645,000 | 4,158,000 | 5,819,000 |
| Net interest income | 2,689,000 | 5,640,000 | 8,654,000 | 11,618,000 |
| Noninterest income | 520,000 | 1,053,000 | 1,640,000 | 2,173,000 |
| Noninterest expense | 1,865,000 | 3,701,000 | 5,548,000 | 7,511,000 |
| Provision for loan losses | 60,000 | 105,000 | 150,000 | 195,000 |
| Pretax income | 1,284,000 | 2,887,000 | 4,596,000 | 6,085,000 |
| Income tax | 56,000 | 126,000 | 201,000 | 262,000 |
| Net income | 1,228,000 | 2,761,000 | 4,395,000 | 5,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,258,000 | 33,891,000 | 34,775,000 | 35,483,000 |