Call reports 2023
AMERICAN STATE BANK — 2023
What AMERICAN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 302,186,000 | 303,906,000 | 306,791,000 | 315,032,000 |
| Total loans | 198,955,000 | 206,867,000 | 212,494,000 | 215,607,000 |
| Allowance for loan losses | 2,444,000 | 2,399,000 | 2,235,000 | 2,460,000 |
| Securities available for sale | 75,147,000 | 71,823,000 | 68,904,000 | 75,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,377,000 | 248,218,000 | 242,014,000 | 249,025,000 |
| Interest-bearing deposits | 209,771,000 | 209,295,000 | 205,454,000 | 210,788,000 |
| Noninterest-bearing deposits | 37,606,000 | 38,923,000 | 36,560,000 | 38,237,000 |
| Equity capital | 24,022,000 | 23,836,000 | 21,704,000 | 27,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,273,000 | 6,833,000 | 10,481,000 | 14,559,000 |
| Interest expense | 715,000 | 1,607,000 | 2,587,000 | 3,859,000 |
| Net interest income | 2,558,000 | 5,226,000 | 7,894,000 | 10,700,000 |
| Noninterest income | 657,000 | 1,406,000 | 2,091,000 | 3,313,000 |
| Noninterest expense | 1,869,000 | 3,698,000 | 5,517,000 | 7,445,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,301,000 | 2,833,000 | 4,322,000 | 6,377,000 |
| Income tax | 57,000 | 122,000 | 189,000 | 285,000 |
| Net income | 1,244,000 | 2,711,000 | 4,133,000 | 6,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,392,000 | 30,259,000 | 31,201,000 | 32,680,000 |