Call reports 2022
AMERICAN STATE BANK — 2022
What AMERICAN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,868,000 | 288,960,000 | 289,493,000 | 296,189,000 |
| Total loans | 178,617,000 | 190,613,000 | 197,452,000 | 199,890,000 |
| Allowance for loan losses | 2,413,000 | 2,461,000 | 2,509,000 | 2,396,000 |
| Securities available for sale | 66,915,000 | 65,574,000 | 67,537,000 | 74,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,573,000 | 235,866,000 | 233,729,000 | 234,677,000 |
| Interest-bearing deposits | 185,075,000 | 196,147,000 | 192,212,000 | 189,730,000 |
| Noninterest-bearing deposits | 38,498,000 | 39,719,000 | 41,517,000 | 44,947,000 |
| Equity capital | 23,215,000 | 20,383,000 | 18,273,000 | 22,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 5,246,000 | 8,268,000 | 11,458,000 |
| Interest expense | 288,000 | 607,000 | 966,000 | 1,450,000 |
| Net interest income | 2,246,000 | 4,639,000 | 7,302,000 | 10,008,000 |
| Noninterest income | 703,000 | 1,357,000 | 2,038,000 | 2,738,000 |
| Noninterest expense | 1,813,000 | 3,578,000 | 5,480,000 | 7,309,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,083,000 | 2,320,000 | 3,717,000 | 5,249,000 |
| Income tax | 52,000 | 109,000 | 175,000 | 250,000 |
| Net income | 1,031,000 | 2,211,000 | 3,542,000 | 4,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,219,000 | 26,800,000 | 27,651,000 | 28,628,000 |