Call reports 2021
AMERICAN STATE BANK — 2021
What AMERICAN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 261,956,000 | 268,905,000 | 265,615,000 | 272,429,000 |
| Total loans | 158,493,000 | 160,445,000 | 164,185,000 | 174,174,000 |
| Allowance for loan losses | 2,111,000 | 2,191,000 | 2,262,000 | 2,366,000 |
| Securities available for sale | 65,187,000 | 66,733,000 | 71,326,000 | 73,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,348,000 | 214,631,000 | 211,135,000 | 219,175,000 |
| Interest-bearing deposits | 180,055,000 | 180,699,000 | 178,620,000 | 177,421,000 |
| Noninterest-bearing deposits | 31,293,000 | 33,932,000 | 32,515,000 | 41,754,000 |
| Equity capital | 26,050,000 | 27,003,000 | 27,500,000 | 27,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,569,000 | 6,450,000 | 8,944,000 | 11,419,000 |
| Interest expense | 345,000 | 672,000 | 922,000 | 1,220,000 |
| Net interest income | 3,224,000 | 5,778,000 | 8,022,000 | 10,199,000 |
| Noninterest income | 585,000 | 1,198,000 | 1,868,000 | 2,553,000 |
| Noninterest expense | 1,608,000 | 3,230,000 | 5,009,000 | 6,988,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,126,000 | 3,596,000 | 4,656,000 | 5,464,000 |
| Income tax | 100,000 | 172,000 | 222,000 | 261,000 |
| Net income | 2,026,000 | 3,424,000 | 4,434,000 | 5,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,848,000 | 25,609,000 | 26,219,000 | 26,586,000 |