Call reports 2020
AMERICAN STATE BANK — 2020
What AMERICAN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 229,346,000 | 248,334,000 | 248,911,000 | 253,201,000 |
| Total loans | 154,924,000 | 160,840,000 | 167,159,000 | 155,718,000 |
| Allowance for loan losses | 1,809,000 | 1,852,000 | 1,942,000 | 2,035,000 |
| Securities available for sale | 36,938,000 | 48,017,000 | 52,936,000 | 64,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,509,000 | 194,699,000 | 194,280,000 | 201,069,000 |
| Interest-bearing deposits | 153,111,000 | 166,339,000 | 165,223,000 | 170,187,000 |
| Noninterest-bearing deposits | 21,398,000 | 28,360,000 | 29,057,000 | 30,882,000 |
| Equity capital | 22,108,000 | 23,341,000 | 24,046,000 | 25,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,208,000 | 7,836,000 | 10,696,000 |
| Interest expense | 532,000 | 1,027,000 | 1,485,000 | 1,894,000 |
| Net interest income | 2,067,000 | 4,181,000 | 6,351,000 | 8,802,000 |
| Noninterest income | 577,000 | 1,006,000 | 1,593,000 | 2,214,000 |
| Noninterest expense | 1,621,000 | 3,120,000 | 4,715,000 | 6,406,000 |
| Provision for loan losses | 70,000 | 216,000 | 306,000 | 396,000 |
| Pretax income | 958,000 | 1,856,000 | 2,928,000 | 4,219,000 |
| Income tax | 45,000 | 88,000 | 139,000 | 200,000 |
| Net income | 913,000 | 1,768,000 | 2,789,000 | 4,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,497,000 | 21,756,000 | 22,382,000 | 23,216,000 |