Call reports 2019
AMERICAN STATE BANK — 2019
What AMERICAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 221,908,000 | 224,513,000 | 220,219,000 | 221,431,000 |
| Total loans | 150,619,000 | 155,729,000 | 157,598,000 | 155,107,000 |
| Allowance for loan losses | 1,607,000 | 1,655,000 | 1,637,000 | 1,752,000 |
| Securities available for sale | 39,224,000 | 40,045,000 | 37,646,000 | 36,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,988,000 | 183,980,000 | 172,689,000 | 175,983,000 |
| Interest-bearing deposits | 162,289,000 | 163,047,000 | 152,273,000 | 154,029,000 |
| Noninterest-bearing deposits | 21,699,000 | 20,933,000 | 20,416,000 | 21,954,000 |
| Equity capital | 20,583,000 | 21,458,000 | 21,749,000 | 21,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,157,000 | 7,828,000 | 10,476,000 |
| Interest expense | 548,000 | 1,128,000 | 1,753,000 | 2,341,000 |
| Net interest income | 1,987,000 | 4,029,000 | 6,075,000 | 8,135,000 |
| Noninterest income | 547,000 | 1,230,000 | 1,821,000 | 2,473,000 |
| Noninterest expense | 1,474,000 | 2,989,000 | 4,454,000 | 5,975,000 |
| Provision for loan losses | 178,000 | 230,000 | 318,000 | 495,000 |
| Pretax income | 882,000 | 2,040,000 | 3,158,000 | 4,172,000 |
| Income tax | 42,000 | 100,000 | 150,000 | 198,000 |
| Net income | 840,000 | 1,940,000 | 3,008,000 | 3,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,132,000 | 20,636,000 | 20,808,000 | 20,980,000 |
| Total capital | 21,739,000 | 22,291,000 | 22,445,000 | 22,732,000 |
| Risk-weighted assets | 162,399,000 | 166,731,000 | 166,760,000 | 164,109,000 |