Call reports 2018
AMERICAN STATE BANK — 2018
What AMERICAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 211,771,000 | 213,109,000 | 211,847,000 | 212,080,000 |
| Total loans | 144,079,000 | 150,331,000 | 152,626,000 | 153,283,000 |
| Allowance for loan losses | 1,707,000 | 1,738,000 | 1,658,000 | 1,681,000 |
| Securities available for sale | 37,406,000 | 38,511,000 | 37,989,000 | 37,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,501,000 | 174,504,000 | 171,065,000 | 176,884,000 |
| Interest-bearing deposits | 150,938,000 | 153,884,000 | 150,827,000 | 155,191,000 |
| Noninterest-bearing deposits | 21,563,000 | 20,620,000 | 20,238,000 | 21,693,000 |
| Equity capital | 18,873,000 | 18,992,000 | 19,198,000 | 19,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,643,000 | 7,071,000 | 9,637,000 |
| Interest expense | 391,000 | 808,000 | 1,224,000 | 1,779,000 |
| Net interest income | 1,867,000 | 3,835,000 | 5,847,000 | 7,858,000 |
| Noninterest income | 586,000 | 1,175,000 | 1,784,000 | 2,327,000 |
| Noninterest expense | 1,441,000 | 2,867,000 | 4,305,000 | 5,797,000 |
| Provision for loan losses | 37,000 | 75,000 | 202,000 | 240,000 |
| Pretax income | 974,000 | 2,067,000 | 3,123,000 | 4,141,000 |
| Income tax | 46,000 | 98,000 | 149,000 | 197,000 |
| Net income | 928,000 | 1,969,000 | 2,974,000 | 3,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,907,000 | 19,053,000 | 19,462,000 | 19,787,000 |
| Total capital | 20,614,000 | 20,791,000 | 21,120,000 | 21,468,000 |
| Risk-weighted assets | 155,180,000 | 158,944,000 | 160,246,000 | 159,904,000 |