Call reports 2017
AMERICAN STATE BANK — 2017
What AMERICAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 196,358,000 | 196,410,000 | 201,603,000 | 201,431,000 |
| Total loans | 135,521,000 | 143,457,000 | 147,370,000 | 144,779,000 |
| Allowance for loan losses | 1,607,000 | 1,652,000 | 1,656,000 | 1,670,000 |
| Securities available for sale | 36,702,000 | 36,496,000 | 35,807,000 | 36,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,039,000 | 157,425,000 | 162,108,000 | 164,228,000 |
| Interest-bearing deposits | 139,805,000 | 138,210,000 | 143,024,000 | 144,004,000 |
| Noninterest-bearing deposits | 20,234,000 | 19,215,000 | 19,084,000 | 20,224,000 |
| Equity capital | 17,769,000 | 18,444,000 | 18,796,000 | 18,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,165,000 | 6,408,000 | 8,690,000 |
| Interest expense | 308,000 | 649,000 | 1,015,000 | 1,379,000 |
| Net interest income | 1,703,000 | 3,516,000 | 5,393,000 | 7,311,000 |
| Noninterest income | 527,000 | 1,410,000 | 1,963,000 | 2,600,000 |
| Noninterest expense | 1,403,000 | 2,818,000 | 4,270,000 | 5,807,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 188,000 |
| Pretax income | 782,000 | 2,019,000 | 2,949,000 | 3,914,000 |
| Income tax | 37,000 | 96,000 | 140,000 | 185,000 |
| Net income | 745,000 | 1,923,000 | 2,809,000 | 3,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,491,000 | 17,875,000 | 18,265,000 | 18,689,000 |
| Total capital | 19,098,000 | 19,527,000 | 19,921,000 | 20,359,000 |
| Risk-weighted assets | 143,948,000 | 147,737,000 | 151,495,000 | 150,321,000 |