Call reports 2016
AMERICAN STATE BANK — 2016
What AMERICAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 181,806,000 | 186,149,000 | 188,108,000 | 190,247,000 |
| Total loans | 125,987,000 | 134,081,000 | 138,378,000 | 135,690,000 |
| Allowance for loan losses | 1,521,000 | 1,538,000 | 1,571,000 | 1,568,000 |
| Securities available for sale | 35,487,000 | 33,985,000 | 33,235,000 | 34,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,963,000 | 147,023,000 | 148,195,000 | 155,957,000 |
| Interest-bearing deposits | 130,819,000 | 130,472,000 | 130,974,000 | 135,803,000 |
| Noninterest-bearing deposits | 17,144,000 | 16,551,000 | 17,221,000 | 20,154,000 |
| Equity capital | 17,510,000 | 17,803,000 | 17,894,000 | 17,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,913,000 | 5,936,000 | 7,989,000 |
| Interest expense | 265,000 | 596,000 | 922,000 | 1,244,000 |
| Net interest income | 1,641,000 | 3,317,000 | 5,014,000 | 6,745,000 |
| Noninterest income | 570,000 | 1,144,000 | 1,666,000 | 2,181,000 |
| Noninterest expense | 1,353,000 | 2,698,000 | 4,108,000 | 5,554,000 |
| Provision for loan losses | 52,000 | 105,000 | 148,000 | 185,000 |
| Pretax income | 803,000 | 1,655,000 | 2,421,000 | 3,184,000 |
| Income tax | 36,000 | 74,000 | 108,000 | 152,000 |
| Net income | 767,000 | 1,581,000 | 2,313,000 | 3,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,787,000 | 16,804,000 | 17,038,000 | 17,260,000 |
| Total capital | 18,308,000 | 18,342,000 | 18,609,000 | 18,828,000 |
| Risk-weighted assets | 138,409,000 | 141,278,000 | 144,662,000 | 142,218,000 |