Call reports 2015
AMERICAN STATE BANK — 2015
What AMERICAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 181,878,000 | 179,737,000 | 176,600,000 | 179,809,000 |
| Total loans | 117,978,000 | 120,807,000 | 119,189,000 | 126,590,000 |
| Allowance for loan losses | 1,345,000 | 1,388,000 | 1,436,000 | 1,468,000 |
| Securities available for sale | 36,425,000 | 38,499,000 | 37,439,000 | 37,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,266,000 | 146,664,000 | 144,834,000 | 147,631,000 |
| Interest-bearing deposits | 128,880,000 | 128,993,000 | 126,704,000 | 127,674,000 |
| Noninterest-bearing deposits | 19,386,000 | 17,671,000 | 18,130,000 | 19,957,000 |
| Equity capital | 16,460,000 | 16,256,000 | 16,720,000 | 17,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,637,000 | 5,475,000 | 7,362,000 |
| Interest expense | 253,000 | 501,000 | 746,000 | 1,001,000 |
| Net interest income | 1,536,000 | 3,136,000 | 4,729,000 | 6,361,000 |
| Noninterest income | 415,000 | 926,000 | 1,418,000 | 1,984,000 |
| Noninterest expense | 1,322,000 | 2,674,000 | 4,021,000 | 5,357,000 |
| Provision for loan losses | 52,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 577,000 | 1,321,000 | 2,040,000 | 2,850,000 |
| Income tax | 25,000 | 59,000 | 90,000 | 127,000 |
| Net income | 552,000 | 1,262,000 | 1,950,000 | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,710,000 | 15,972,000 | 16,212,000 | 16,537,000 |
| Total capital | 17,055,000 | 17,360,000 | 17,648,000 | 18,005,000 |
| Risk-weighted assets | 131,867,000 | 133,949,000 | 131,886,000 | 136,464,000 |