Call reports 2014
AMERICAN STATE BANK — 2014
What AMERICAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,421,000 | 160,633,000 | 165,780,000 | 175,230,000 |
| Total loans | 103,762,000 | 111,121,000 | 118,577,000 | 119,866,000 |
| Allowance for loan losses | 1,211,000 | 1,264,000 | 1,372,000 | 1,292,000 |
| Securities available for sale | 33,368,000 | 32,075,000 | 32,463,000 | 32,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,281,000 | 133,369,000 | 133,921,000 | 142,004,000 |
| Interest-bearing deposits | 113,935,000 | 116,338,000 | 116,302,000 | 123,182,000 |
| Noninterest-bearing deposits | 19,346,000 | 17,031,000 | 17,619,000 | 18,822,000 |
| Equity capital | 12,817,000 | 13,526,000 | 15,946,000 | 16,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,349,000 | 5,113,000 | 6,922,000 |
| Interest expense | 237,000 | 482,000 | 739,000 | 993,000 |
| Net interest income | 1,393,000 | 2,867,000 | 4,374,000 | 5,929,000 |
| Noninterest income | 427,000 | 884,000 | 1,350,000 | 1,847,000 |
| Noninterest expense | 1,193,000 | 2,370,000 | 3,637,000 | 4,954,000 |
| Provision for loan losses | 53,000 | 105,000 | 207,000 | 260,000 |
| Pretax income | 574,000 | 1,285,000 | 1,889,000 | 2,617,000 |
| Income tax | 25,000 | 57,000 | 85,000 | 121,000 |
| Net income | 549,000 | 1,228,000 | 1,804,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,505,000 | 12,869,000 | 15,230,000 | 15,586,000 |
| Total capital | 13,716,000 | 14,133,000 | 16,602,000 | 16,878,000 |
| Risk-weighted assets | 111,442,000 | 117,929,000 | 125,061,000 | 127,874,000 |