Call reports 2013
AMERICAN STATE BANK — 2013
What AMERICAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,072,000 | 146,480,000 | 150,961,000 | 153,419,000 |
| Total loans | 92,624,000 | 96,633,000 | 99,932,000 | 103,749,000 |
| Allowance for loan losses | 1,075,000 | 1,115,000 | 1,139,000 | 1,181,000 |
| Securities available for sale | 34,705,000 | 33,127,000 | 34,730,000 | 32,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,530,000 | 120,807,000 | 124,450,000 | 129,271,000 |
| Interest-bearing deposits | 103,265,000 | 105,041,000 | 106,647,000 | 112,359,000 |
| Noninterest-bearing deposits | 17,265,000 | 15,766,000 | 17,803,000 | 16,912,000 |
| Equity capital | 12,924,000 | 11,988,000 | 12,193,000 | 12,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,166,000 | 4,777,000 | 6,419,000 |
| Interest expense | 271,000 | 535,000 | 793,000 | 1,050,000 |
| Net interest income | 1,290,000 | 2,631,000 | 3,984,000 | 5,369,000 |
| Noninterest income | 380,000 | 810,000 | 1,216,000 | 1,640,000 |
| Noninterest expense | 1,067,000 | 2,194,000 | 3,313,000 | 4,476,000 |
| Provision for loan losses | 37,000 | 75,000 | 113,000 | 200,000 |
| Pretax income | 566,000 | 1,182,000 | 1,784,000 | 2,357,000 |
| Income tax | 25,000 | 52,000 | 79,000 | 104,000 |
| Net income | 541,000 | 1,130,000 | 1,705,000 | 2,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,976,000 | 12,091,000 | 12,069,000 | 12,302,000 |
| Total capital | 13,051,000 | 13,206,000 | 13,208,000 | 13,483,000 |
| Risk-weighted assets | 99,800,000 | 104,526,000 | 107,807,000 | 109,873,000 |